Shopping for Car Insurance for Your Teen

For teenagers, learning how to drive is an exciting time, but for parents, it means expensive car insurance rates. Adding a teen to your existing insurance policy can raise your rates substantially, and for a teen to purchase a policy on their own, the expenses are even higher. Fortunately, there are discounts and options available to save you money. Melloy Dodge has put together this guide to help you get your teen on the road safely!

Encourage your teen to study hard. Many car insurance companies offer discounts to families with students who’s grades average B or higher. A high GPA, honor roll status and or scores ranking in the top 20% on their standardized tests can mean a discount of up to 20%!

Enroll your teen in a driving class. Compared to every other age group, teens are more likely to be involved in a car accident, so it’s a good idea to teach them how to drive carefully from the start. Some car insurance providers offer coupons for safe driving courses to help teens improve their skills behind the wheel.

Take advantage of the “student away discount”. When your teen turns 18 and goes away for college, if their school is at least 100 miles away, many insurance companies offer discounts for temporarily removing them from your policy.

Car insurance rates vary widely, but by looking into these and other money-saving options, you can affordably insure your teen. If you’re looking for a safe and reliable vehicle for your teen driver, visit Melloy Dodge. We offer the best deals on new Dodge and RAMs, as well as a variety of newer used vehicles.